Multi-Factor Authentication (MFA) Flows: Implementing Time-Based One-Time Password (TOTP) Protocols
Introduction As cyber risks grow and change, relying exclusively on usernames and passwords fails to offer sufficient protection for user accounts. Credential theft, phishing, and brute-force attacks have made single-factor authentication increasingly vulnerable. Multi-Factor Authentication (MFA) mitigates this risk by obliging users to validate their identity using several distinct factors. Among the various MFA mechanisms,…